Why invest in a Funeral Bond with us?

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Capital Guarantee

The Bond’s capital guarantee is supported by solvency reserves maintained by the Society under regulatory requirements. That is, the initial and any subsequent contributions, plus declared bonuses, are guaranteed upon the death of the selected person.

Annual Bonuses

If a bonus is declared, it is allocated to each member’s account as at 30 June and becomes part of the total investment for the calculation of future bonuses. The bonus is guaranteed once declared.

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Capital Guarantee

The Bond’s capital guarantee is supported by solvency reserves maintained by the Society under regulatory requirements. That is, the initial and any subsequent contributions, plus declared bonuses, are guaranteed upon the death of the selected person.

Annual Bonuses

If a bonus is declared, it is allocated to each member’s account as at 30 June and becomes part of the total investment for the calculation of future bonuses. The bonus is guaranteed once declared.

Contributions

If you don’t wish to invest a lump sum, you can start with a small initial contribution, and then begin building funds for future funeral expenses. You can make additional contributions until you reach your chosen maximum amount. See our website or contact our Customer Service team for information on how to make additional contributions.

Ownership Options

An individual can invest in a Bond to fund their own funeral expenses. Couples can each own an individual Bond or a Bond may be jointly owned by any two people. However, only one funeral may be funded under joint ownership. Individuals can also take out a Bond to meet the funeral expenses of a selected person, such as a loved one.

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Contributions

If you don’t wish to invest a lump sum, you can start with a small initial contribution, and then begin building funds for future funeral expenses. You can make additional contributions until you reach your chosen maximum amount. See our website or contact our Customer Service team for information on how to make additional contributions.

Ownership Options

An individual can invest in a Bond to fund their own funeral expenses. Couples can each own an individual Bond or a Bond may be jointly owned by any two people. However, only one funeral may be funded under joint ownership. Individuals can also take out a Bond to meet the funeral expenses of a selected person, such as a loved one.

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Flexible payment options

The Society has made payment options simple and flexible. Saving for the cost of future funeral expenses can be done by investing in instalments or in a single lump sum contribution.

Centrelink benefits

If you receive a means-tested pension or benefit from Centrelink or the Department of Veterans’ Affairs (“DVA”), a funeral bond may help you qualify for both income and asset test exemptions. The current threshold exemption limit is $13,500 (as at 1 July 2021).

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Flexible payment options

The Society has made payment options simple and flexible. Saving for the cost of future funeral expenses can be done by investing in instalments or in a single lump sum contribution.

Centrelink benefits

If you receive a means-tested pension or benefit from Centrelink or the Department of Veterans’ Affairs (“DVA”), a funeral bond may help you qualify for both income and asset test exemptions. The current threshold exemption limit is $13,500 (as at 1 July 2021).

Secure investment

A Funeral Bond issued by the Society is an ideal way to fully safeguard the money set aside for funeral expenses.

Taxation benefits

Tax file numbers are not required to be provided on application. As your investment grows, you are not required to include investment returns in your personal tax return.

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Secure investment

A Funeral Bond issued by the Society is an ideal way to fully safeguard the money set aside for funeral expenses.

Taxation benefits

Tax file numbers are not required to be provided on application. As your investment grows, you are not required to include investment returns in your personal tax return.

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Apply for a Funeral Bond

You can find out more information or start your application now by choosing either an Australian Funeral Bond or a Bendigo Funeral Bond.